Automotive Accidents
Each year more than 40,000 people die in automobile accidents and thousands more are seriously injured. According to the National Highway Traffic Safety Administration (NHTSA), the average economic cost of a roadway fatality is $977,000, and that of a critically injured crash survivor is $1.1 million. With such staggering figures, it is clear that most people will be involved in some type of vehicular accident during their lifetime, and unfortunately, many of these accidents result in serious injury or death.
Lawter & Associates, PLLC represents and fights for victims of car accidents with compassion and determination. We provide the quality legal assistance necessary to get victims and their families the compensation they deserve.
FAQ’s
Q: What should I do if I am in an automotive accident?
A: Regardless of how minor you think the accident is, always contact the police immediately so a report is made at the scene. Receive immediate medical treatment for any injuries, keeping in mind that the shock of a collision may hide pain until hours or even days later. Write down names, addresses and phone numbers of all individuals involved in the collision and any witnesses in case you need them later. Also, make sure the police officer gives you a copy of the driver exchange information form. Call your insurance agent and your insurance company immediately for further instructions. If you do not report the automotive accident, the insurance company may deny payment of any claims you subsequently file. Do not speak to the at-fault driver’s insurance company about your injury and do not consent to a recorded statement. Seek the advice of an attorney as soon as possible. If involved in an automotive accident case, call the experienced and qualified Oklahoma auto accident attorneys at Lawter & Associates, PLLC who have a proven record of success.
Q: Do I need a lawyer to pursue an automotive accident case under Oklahoma auto accident law?
A: Yes. Automotive accident cases can be complex, requiring sophisticated investigation and evaluation. Oklahoma auto accident attorneys have the expertise to assess and handle an automotive accident case, and know how to evaluate a case to determine who was negligent. Be sure to hire experienced auto accident attorneys who know the relevant law. With years of experience handling complex automotive accident cases, attorneys at Lawter & Associates, PLLC, have the determination and the resources necessary to fight and win complex automotive accident cases under Oklahoma auto accident law. If you are located near Tulsa, call our office to speak to one of our Tulsa accident attorneys.
Q: What is negligence?
A: Negligence is the failure to use reasonable care, or the failure to use the same degree of care that a reasonably prudent person would use under the same circumstances. Evidence of negligence is the basis for liability in most personal injury cases, including automotive accidents. Oklahoma auto accident attorneys at Lawter & Associates, PLLC can best assess evidence of negligence in your case.
Q: What if the other party does not have insurance? Am I still entitled to compensation?
A: Although the other party may not have liability insurance, other insurance may still be available. If you have purchased uninsured or underinsured motorist coverage, a recovery may be available for any injury you have received. In addition, potential causes of action against parties not initially known may be available. For example, you may have a case against an individuals employer if he or she was working at the time of the collision. Lawter & Associates, PLLC will review your case and determine what recovery can be made.
Q: Will my insurance premiums rise if I make a claim against my coverage?
A: No. If you are not at fault, Oklahoma law prohibits your insurance company from assigning driver record points, raising rates, canceling your coverage, or refusing to issue or renew your policy.
Q: Should I accept a check from the insurance company immediately after my accident?
A: No. You may be misled into signing away your rights to additional money for damages. Always contact experienced Oklahoma auto accident attorneys who know the law and will protect your rights.
Q: What if the adjuster for the other driver keeps calling my home?
A: Do not talk to an adjuster until you have spoken to a lawyer. Keep in mind the adjuster works for the other driver’s insurance company, and his/her job is to avoid paying you money.
Q: How can I help make sure that my case goes as quickly and as smoothly as possible?
A: During our years of legal practice, the attorneys at Lawter & Associates, PLLC have learned we can reduce or eliminate many of the problems associated with negligence lawsuits if you provide us with the following information:
- Copies of all of your medical bills
- The names of all of the medical care providers you visit
- All estimates you obtain for car repair
- Any photographs of the damage to your car and your bodily injuries
- A copy of your own vehicle insurance policy
- The name, address and policy number of your health insurance company (if you or your doctor have submitted medical bills to your major health insurer)
Q: What makes Lawter & Associates, PLLC different from other Personal injury firms?
A: Lawter & Associates, PLLC will not only fight for your rights, but we guarantee that our fees, up to the filing of a lawsuit, will never exceed your settlement after your doctors’ bills are paid.