Injured in a Lyft or Uber Accident and Don’t Know What to do Next?
An Oklahoma car accident lawyer can help you get full compensation
If you’ve been badly injured in a Lyft or Uber accident, an Oklahoma car accident lawyer from our law firm can help you navigate the confusing claims process and get you the compensation you’re entitled to. Lawter & Associates, PLLC has been representing personal injury victims across Oklahoma since 1974 and knows what it takes to win tough cases, including those involving Lyft or Uber. Learn how an experienced Oklahoma car accident attorney can help you. Contact us today for your free case evaluation. We have offices conveniently located in Oklahoma City and Tulsa.
Getting a ride through Lyft or Uber is as effortless as tapping a few buttons on your smartphone, but if you get injured in a car wreck with a driver from one of these well-known rideshare companies, recovering your damages might end up being hard work. That’s because Lyft and Uber drivers are classified as independent contractors of the company, which means the high-limit insurance policies Lyft and Uber have may not be activated in the event of a crash involving one of their drivers. That can cause confusion over who’s responsible for your expenses and turn the claims process into a complex legal battle, which is the last thing you need when you’re injured and trying to recover.
Trust our legal team to make things right. Our Oklahoma car accident lawyers understand what you’re going through and will aggressively advocate for your best interests. We have an exceptional track record that goes back more than 40 years, and we will work with you to come up with a custom strategy to get you the highest payout possible. Put our experience to work for you and get real results.
Does Uber insurance cover accidents?
Both Lyft and Uber have insurance policies that cover accidents involving their drivers, depending on the status of the Lyft or Uber driver at the time of the accident.
Anyone who drivers for Uber or Lyft is required to carry their own personal car insurance policy, which often has much lower limits compared to the high-value policies taken out by Lyft and Uber. That’s why determining the status of the Lyft or Uber driver when your crash occurs will typically help you establish whose insurance policy is responsible for coverage.
The status of the Lyft or Uber driver can be:
- Off duty: If the Lyft or Uber driver is not logged into the app and not accepting ride requests, the driver is considered off duty. Any accidents that happen during this period of time may be covered by the driver’s personal car insurance policy or the policy of a third party responsible for the crash.
- On duty: Once a Lyft or Uber driver logs into the app and is ready to accept a ride request, they are considered on duty. During this timeframe, both Lyft and Uber have a limited liability insurance policy that can be triggered to cover the cost of an accident involving one of their drivers. This policy has a bodily injury limit of $50,000 per person, a per-accident limit of $100,000, and up to $25,000 for property damage.
- On duty and has accepted a ride request: After an on-duty Lyft or Uber driver accepts a ride request through the app, both rideshare companies have a $1 million insurance policy that’s activated. This policy can cover Lyft or Uber accidents involving pedestrians, bicyclists, and other drivers.
- On duty and is transporting a passenger: Any accidents that occur when an on-duty Lyft or Uber driver has a passenger may also be covered by a $1 million insurance policy, up to and until that passenger has been dropped off.
Maybe you were injured in an accident while riding in a Lyft or Uber. It could be that you were in another vehicle and got in a Lyft or Uber accident with one of their drivers. Or perhaps you were a pedestrian and got hit by a Lyft or Uber driver. How much are you entitled to? Can you sue Lyft or Uber for your accident? Whatever the circumstances are of your case, our Oklahoma car accident attorneys can listen to you, answer your questions, explain your legal options, and give you honest advice on what to do next.
How do you report an Uber accident?
If you were in an accident with Lyft or Uber, you can submit a report on the mobile app or through the company website. Before you do, you may want to think about talking to an experienced car accident lawyer first. Anything you report to Uber or Lyft could be used against you to challenge or deny your claim.
Let an Oklahoma car accident lawyer take on your case
After you’ve been injured in a Lyft or Uber accident, it’s critical that you get an experienced car accident attorney in your corner to protect your rights and level the playing field. Both Lyft and Uber are billion-dollar companies that have the resources to challenge and defeat your claim – even if they know their driver was responsible for the accident. If you aren’t careful, you could end up having to pay out of pocket for someone else’s mistake.
Let our law firm guide you. Our Oklahoma car accident attorneys have the knowledge and experience to win your case – no matter how complex it seems to be. Best of all, you don’t pay unless we win. That’s because we work on a contingency fee basis. See what Lawter & Associates, PLLC can do for you. Contact us today for your free case evaluation.