Dealing With Insurance Companies After Truck Accidents
An experienced lawyer can help you recover compensation
After any motor vehicle accident, getting compensation means dealing with an insurance company, and accidents involving commercial trucks are no exception. However, a truck accident can lead to a significantly more challenging insurance battle than an accident involving only passenger cars – and getting the compensation you need is correspondingly difficult.
The experienced truck accident lawyers at Lawter & Associates, PLLC know how to deal with the trucking companies and their insurance carriers. Here’s what you need to keep in mind:
- Multiple insurance companies are often involved. In tractor-trailer accidents, the cab and the trailer usually have separate insurance. The cargo itself may also be separately insured. Each insurance company may make you a settlement offer, and accepting one settlement can affect the other companies’ liability as well.
- The stakes are usually high. Trucking companies generally have high liability limits to protect their assets. Moreover, truck accidents often cause severe injuries, which means the total cost of the accident can be quite high. Because insurance companies are generally interested in protecting their bottom line, that makes truck accident cases some of the most important and potentially difficult claims.
- Their client controls most of the information. In a truck accident case, much of the relevant data for the claim, such as the truck’s hours of service log and GPS data, is the trucking company’s property. That means their insurance carrier has a built-in advantage that you need strong legal representation to overcome.
- You don’t have to face them alone. An insurance company will put its best attorneys, investigators and adjusters to work on a truck accident case. Trying to face them alone makes it almost impossible to get the compensation you need and deserve. It’s absolutely critical that you contact an experienced truck accident attorney to help you build a strong case.
That’s where we come in. With over 40 years of Oklahoma legal experience, we know how to overcome the insurance companies’ advantages and get full and fair compensation for our clients. Don’t let the trucking company and their insurance carrier push you around. Call today to schedule your free consultation.